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Contents
- About Discover
- How to Choose the Best Discover Card
- Using Discover Card On Betting Sites
- How to Withdrawal Using Discover on Betting Sites
- Paying With Discover Card on Indian Betting Sites – Safety And Security Issues
- Safety Steps With Discover Card
- Bonuses For Betting With Discover Card
- How Much Are Discover Card Fees For Indian Users?
- Transactional Limits On Betting Sites
- FAQ
About Discover
Competing against the already giants Mastercard, Visa, and AMEX, Discover was launched with low fees and an innovative cashback program. In fact, it was the first company to offer such a program. Discover became an independent company in 2007, and it’s now one of the most accepted payment options worldwide.
In India, the credit card industry gained traction in 1981, when the Andhra Bank launched the service for the first time. Several other credit cards were released since, in a market that boasts between 25% and 30% of compounded growth annually. India is a fertile place for credit cards and Discover Cards are thriving in it.
Discover Card in India – History
Discover Cards entered the country in 2012 when the National Payments Corporation of India signed a partnership with Discover Financial Services. The partnership introduced not only Discover Cards, but also Diners Club International, and also allowed RuPay cardholders to use Diners Club, PULSE, and Discover networks.
Discover Card in India – How Does it Work?
Discover Cards can be used wherever you see the company’s logo. It’s also accepted wherever Diners Club and RuPay are accepted. RuPay is the biggest card brand in India, which means that Discover Cards are accepted almost everywhere in the country.
If you want to make an online payment, you’ll probably see its logo along with Visa, Mastercard, AMEX, and other card options. You can also Discover Cards for cash withdrawals in ATMs owned by RuPay, Citibank and HDFC Bank. You’ll have to pay a fee and interest for this transaction, though.
How to Choose the Best Discover Card
There are currently seven options of Discover Cards in the market: Cash Back Credit Card,
Travel Credit Card, Gas & Restaurants Credit Card, Student Chrome Credit Card, Student Cash Back Credit Card, NHL Credit Card, and Secured Credit Card. While the best option mostly depends on personal tastes and needs, there are a few criteria for choosing the best option for you. Check them below.
- Compare fees: Pick the option with the lowest fees for the transactions you’re likely to do the most.
- Limits: Set a reasonable, according to your income, budget and betting habits.
- Benefits: Choose the benefits that suit you the most (cashback is always a great option for gamblers).
Using Discover Card On Betting Sites
It’s very easy to find a sportsbook that accepts Discover Card. Here’s how you can use it.
Step-by-Step Guide
- Pick one of the several online betting sites accepting Discover.
- Create a login if you already don’t have one.
- Choose Discover Card as a payment method.
- Set an amount of the deposit and confirm the operation.
- You’re ready to place your bets.
How Indian Users can Solve the Most Common Problems
Operations using Discover Cards are absolutely reliable and mostly hassle-free. It means you shouldn’t have any issues using this card at an authorised merchant. However, if your payment has been declined by a betting site, there could be a few reasons involved.
Firstly, make sure you have enough credit on your card to make that deposit. Also, this payment method must be under your name to be accepted by a betting site. So, you can’t use another person’s card to make a deposit or make a deposit on someone else’s account using your card.
Additionally, some betting sites may suspend your deposit until you provide further proof of ID. According to KYC (Know Your Customer) and AML (Anti-Money-Laundering) protocols, the gambling/betting site can reject your deposit, if you fail to provide the requested documents for clarification.
If you have any other issues using your Discover, you can reach technical support via international call (1-800-347-2683).
How to Withdrawal Using Discover on Betting Sites
Many betting sites will request you to use the same method for deposits and withdrawals. If you’re using a sportsbook that accepts Discover Card, you can use this method for both operations. Cashing out your winnings using Discover is just as easy as making a deposit. Here’s what you need to do.
Step-by-Step Guide
- Go to the payment section of your betting site.
- Request a withdrawal.
- Define Discover as the payment method.
- The website will release your payment, according to its timeframe.
How Indian Users Can Solve the Most Common Problems
Notice that betting sites may have different criteria and requirements for releasing your payment. For instance, if there’s a wagering requirement attached to your funds or bonus, you can only request a withdrawal once the requirement is met.
You may also have to provide proof of ID for this transaction. Fees for withdrawals are common for this method, though they vary from one site to another; some of them don’t charge any fees at all.
Paying With Discover Card on Indian Betting Sites – Safety And Security Issues
Discover Cardholders can count on free online privacy protection provided by the company. This service removes your personal information from specific people-search sites every 90 days. You can also request the removal of your personal information from such sites.
The betting sites also have their share of the responsibility for keeping your assets and personal data safe. The best ones rely on SSL encryption for cyber security, like most banks worldwide.
It means it’s completely safe to use Discover Cards for online betting, as long as the website has a solid cyber security system in place. Check for licences and certificates at the bottom of the page of your betting site, and steer away from websites that don’t have any.
Safety Steps With Discover Card
Discover Cardholders can count on around-the-clock monitoring of every purchase and $0 Fraud Liability. This means that you’re completely protected from fraud, as you’ll never be held accountable for unauthorised purchases. If the company identifies any abnormal transaction on your account, you’ll be immediately contacted via email, text message or phone.
Account Safety
All Discover clients have an Enhanced Account Verification system, adding an extra layer of protection to your account. This system warns you when someone is trying to access your account from unregistered devices, trying to update your profile info, erasing your cookies, altering your browser, or changing software settings.
There’s also a two-step account verification, where you enter your login and password to receive a random confirmation code, via email, phone call, or text message. You’re only allowed into your account once you enter this confirmation code, which is different every time you sign in.
Bonuses For Betting With Discover Card
The online betting market is booming in India: according to recent estimates, over 140 million Indians bet regularly. Such a huge market also means there’s a lot of competition between betting sites. After all, it takes a lot of innovation and bold marketing strategies to avoid becoming white noise in this scenario.
Here are some of the most common options you’ll find around.
Deposit Match Bonus
The deposit match is arguably the most common type of bonus out there. It rewards you based on your deposit. For instance, a promotion offering a “100% bonus up to INR 100” means that you’ll receive a bonus on the value of your deposit up to INR 100.
Welcome Offers
The welcome offer is usually the first thing you see when searching for a new site. This offer is always the most generous one. It’s designed to be flashy to attract your attention. You can also find “welcome packages,” which include benefits like free spins and bonuses for the following deposits.
Reloads
Reload bonuses are based on the deposit match principle but offer much smaller bonuses than the welcome offer. This kind of offer is often weekly and aims to keep players engaged and making new deposits, instead of going hunting for bonuses elsewhere.
Free Spins
Free spins can come as part of a bonus package or standalone offer. Typically, those free spins are for specific games, also having limits for bets, spins per day and prizes. Check the T&C to see which games are available and the expiry date of the offer.
Cashback
Cashback offers you the chance to recover part of your losses during a period. This kind of offer also tends to be weekly, and specific for certain types of games. Slots and table games tend to count differently for cashback; there’s also cashback for live casino games and sports betting. In online sportsbooks, cashback usually refers to specific sports or competitions.
Free Bets
Free bets are among the most popular bonuses in sportsbooks. This promotion allows you to get your money back in case you lose your bet. In some sportsbooks, if your bet succeeds partially, you receive your winnings but not the bonus. So, in this kind of bet, you never lose money.
Bet Insurance
Bet insurance also helps you to get your money back if you lose. However, in this case, you have to pay an extra value on top of your bet, which is the insurance. The value of the insurance depends on the odds of the bet you choose. You can choose to insure your whole bet or just insure it partially. If your bet loses, you’ll only recover the insured amount.
Tournaments
Tournaments are also very popular across betting sites. Slots contests are common in online casinos. Online sportsbooks also have their tournaments, creating prize pools with special conditions around big events. In both cases, there are special prizes, and the more players joining the prize pool, the better. In a sportsbook, the prize pool is divided among the top punters, but it can also be distributed as bonuses or free bets for other participants.
How Much Are Discover Card Fees For Indian Users?
Discover cards have no annual fees or fees for foreign transactions. Most betting sites won’t charge any fees for deposits done via Discover Card. However, some of them may have fees for withdrawals although the most competitive ones don’t charge fees for this kind of transaction either. Yet, your card issuer can charge you 3-5% if you make a deposit outside of your credit line.
Transactional Limits On Betting Sites
The Indian laws for online gambling/betting don’t specify limits for deposits and withdrawals So, each betting site is free to define its own limits. Also, those limits vary from one payment method to another. Credit cards usually have larger limits for those operations than other payment methods, like e-wallets.
FAQ
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Is Discover Card accepted by betting sites in India?
Yes! You can use your Discover Card on every betting site that accepts RuPay and Diners Club. You can check if this option is available on your betting site by going to the payment section. Many websites also display their main payment methods at the bottom of the page.
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How much do I pay to play using Discover Card?
Very few betting sites charge fees for deposits using Discover Card, although there may be a 3-5% fee charged by your card issuer if you aren’t using your credit line. Some betting will, however, charge a fee for your withdrawal requests; the fees are also variable from one site to another. There are no fees for foreign transactions using this card.
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What is the minimum deposit on betting sites using Discover Card?
The minimum value for deposits may vary from one site to another. As a rule of thumb, any online casino or sportsbook with a minimum deposit lower than INR 200 is considered a low-deposit option. It’s possible to find sites with minimum deposits as low as INR 55.
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