Mastercard Betting Sites in India

Mastercard is one of the most frequently used payment methods at Indian betting sites and online casinos. Indian punters can enjoy all the advantages of this debit card with relatively low fees. Mastercard has partnered with leading banks and financial institutions around the world, making it easy for punters to obtain the card.

A multinational company present in hundreds of countries around the world, Mastercard has a global presence. Contrary to popular belief, it doesn’t issue its own cards. Instead, it partners with various banks for this service.

Mastercard must be linked with your bank account so you can deposit and withdraw funds which is a blessing and a curse at the same time.

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Rakesh Nadkarni

Betting Sites India

Mastercard’s Introduction

Thinking about card payments at online casinos/bookies, Mastercard is one of the brands that immediately enters your mind. Mastercard deposits and withdrawals are popular at online casinos and bookies, with over 300 betting platforms offering it to players.

In this review, we look at the history of this payment method in India and how to deposit and withdraw using it. We also consider the safety measures it uses and bonuses you can collect at Mastercard betting sites.

Mastercard: A Brief Overview

Mastercard has been one of the popular payment methods almost since the inception of online casinos. You can use various cards, from credit and debit to prepaid ones. Below we look at a brief history of this brand.

Mastercard: History in India

Mastercard was founded around 50 years ago and has gone through several name changes, from Interbank and Master Charge to what we know it today. The company shares of the brand are also now traded on the New York Stock Exchange. Mastercard’s revenue in 2022 was $22.237 billion (₹1,819 trillion), which showed a 17.76% increase from the previous year. These figures show the popularity of this brand.

While there’s no historical connection between Mastercard and India, the brand is making significant investments in the Indian market in recent years. Especially the cities of Pune and Vadodara have hundreds of millions of American dollars spent on them.

As the company’s brand expands, it also introduces more cashless apps and technology into the Indian market, showing the significance of India in the company’s growth.

The Ins and Outs of Mastercard in India

You must apply with a bank, credit union or an affiliated lending institution to receive a Mastercard. Once you’ve received the card, it’ll link to your bank account, except with a prepaid card, which you load money onto. You can use this card online at casinos by adding your details to your account. However, first, we look at how you decide which card to get.

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Criteria to Consider When Choosing the Best Mastercard

Mastercard provides three main types of cards: credit, debit, and prepaid. Under each category, several cards are available, each giving various benefits. Knowing which type is best for you can be done by considering the below list:

  • First, check your credit score to see whether you qualify for all card types.
  • Consider whether you’re using the card solely for gambling or also for daily spending.
  • Know your gambling habits, how often you gamble and the amounts you bet.
  • Research the various Mastercard types so you know the benefits of each.
  • Review the application requirements and how easy it’ll be to receive the chosen card.
  • Understand the conditions that come with a card, like fees and transaction times.
  • Consider whether you’ll use the card solely for deposits or also for withdrawals.

How to Deposit With Mastercard at Betting Sites

One of the reasons this card is popular with hundreds of casinos is its ease of use. You can deposit into your bookie account within minutes. Deposits often reflect instantly in your bank account, meaning you often won’t have to worry about delays.

Step-by-Step Guide of Depositing

Below, we list the general steps to follow if you deposit at an online sportsbook that accepts Mastercard.

  • Access your bookie account and navigate to the cashier.
  • Click on the deposit tab and select Mastercard.
  • Enter your card details:
    • Name as it’s on the card
    • Card number
    • Expiry date
    • Card CVV digits (the three numbers on the back)
  • Add the amount you want to deposit, keeping with the bookie’s limits.
  • Approve the deposit, and verify the transaction using an OTP or your banking app.

How Indian Users Can Solve Common Deposit Issues 

Despite the ease of use Mastercard has, there can be some issues you might experience. However, we explore those issues and provide possible solutions to them.

  • My deposit isn’t showing on my account: There can be various reasons your deposit isn’t showing. It might be that something is wrong with it, and the financial team must first check it. However, if you see nothing is wrong with your deposit, log out of your account, give it a few minutes, and log back in.
  • The casino rejected my deposit: Of the various reasons bookies reject deposits, the most common is that you accidentally typed the wrong details, like mixing up a digit of your card’s number sequence. Another is that your deposit amount didn’t fall within the casino limits. Double-check that all the deposit information is correct, and if you still can’t deposit, contact the customer support team for advice on why it’s not going through.
  • The bank rejected my deposit: It doesn’t always happen, but sometimes the bank regards betting sites as risky and might deny a deposit to such a site. This rejection is often part of the security program that prevents phishing or scams. However, that doesn’t mean the casino is untrustworthy. If your bank blocks the deposits, then you’ll generally have to use another deposit method.

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How to Withdraw With Mastercard at Betting Sites

While most casinos allow Mastercard withdrawals, that’s not always the case. However, when allowed, you can complete the withdrawal request within minutes and receive your winnings within a few days. However, there are some requirements you must do before withdrawing, like completing the wagering requirements of bonuses and deposits and verifying your account.

Step-by-Step Guide of Withdrawing

To make it easier for you, we list the withdrawal steps below so you can complete any withdrawal request within minutes.

  1. Log into your online betting site account.
  2. Open the cashier in your profile and navigate to the withdraw tab.
  3. Select Mastercard for withdrawals and enter the amount to withdraw.
  4. You might have to add card details again, like your CVV digits.
  5. Approve the withdrawal request, and wait for the bookie to approve it in 24 to 72 hours.

How Indian Users Can Solve Common Withdrawal Issues

As with deposits, some issues can happen with withdrawals. However, we looked at the most common problems and list their solutions.

  • I can’t find Mastercard in the withdrawal tab: You must have your Mastercard previously listed on the site and used to make a deposit. If you haven’t deposited with it at least once, you won’t be able to use it for withdrawals. Further, not all betting sites allow Mastercard withdrawals, so ensure they allow it before you try withdrawing.
  • The casino didn’t approve my withdrawal: One of the reasons the casino can reject your withdrawal is that the amount you’re trying to withdraw is higher or lower than the bookie’s limits. It can also be that you haven’t completed the bonus or deposit wagering requirements. If you’ve checked and it’s neither, contact customer support to learn why it’s not approved.
  • My withdrawn winnings are taking longer to reach my account: It’s vital to remember that cards have longer payout times than most other payment methods. Cards generally pay out within three to five days, excluding the casino’s processing time. So, for example, if the casino has a 72-hour processing time, you can wait up to eight days to receive it. Another reason it can take longer is if you haven’t verified your account, then you might need to wait a few days and supply vital documents for the bookie to verify you.

The Safety of India’s Mastercard Betting Sites

Betting sites in India have various measures to ensure bettors remain safe while wagering. Various firewall technologies and SSL (Secure Sockets Layer) encryption protect the platform and customer data. While guarding your password and login details is your responsibility, bookie platforms sometimes make it easier by providing two-factor authentication to ensure no unauthorised party can log into your account.

Proper licencing is another part of a secure platform, with trustworthy authorities licencing and regulating the bookmaker. In India, self-regulating bodies can also licence a casino/bookmaker, but overall, trusted offshore licencing is accepted, like the Malta Gaming Authority.

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Mastercard’s Security Features

Mastercard’s company also ensures you remain safe with various security measures implemented. The payment network is encrypted and secure so you can make online payments without leaking your data. A multi-layer security feature protects you from unauthorised transactions, phishing, or scams.

More on Account Security

Mastercard keeps your account safe by implementing various features like a one-time password (OTP), SMS alerts when using the card, and zero liability for unauthorised transactions. However, you must also do your part in keeping your Mastercard and bookie accounts safe. Never share your password or login with another person, and use two-factor authorisation if it’s present.

Best Betting Bonuses with Mastercard

Mastercard isn’t a payment method with many casino restrictions, so you can claim almost any bonus with a deposit made using this payment method. Various promotions are available at online betting sites, and we explore the most common ones.

We look at the bonus you’ll first encounter, namely welcome bonuses. Sign-up offers are applicable on your first deposit or the first 24 hours after registering. You can get 100% or more of your first deposit as a free bet or bonus funds, or you’ll find that your first wager or 24 hours are risk-free. That means if you lose a bet, the bookie will return the stake.

Most betting bonuses are free bets, which are set values of bonus cash you can use to wager. You can’t split a single free bet into smaller amounts, but you can use two free bets on different wagers. You can also receive free bets as a no deposit bonus for completing an action, like registering, verifying your account, or referring a friend.

Other common bookie offers are the stake modifiers. Bet builder is one you’ll often see, but boost ones are also available, increasing your winnings or the odds on your selection. Early cash out is also available on specific matches, provided the conditions are right. You can claim all of these promotions using Mastercard deposits and wagering.

All of these promotions have some bonus terms you must complete, like wagering requirements, the minimum odds of a match, the minimum and maximum stake you can place, etc. You must follow all these terms and complete the requirements to withdraw the money you won using the bonuses.

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The Fees Indian Users Get with Mastercard 

While Mastercard charges annual fees and some when swiping your card at merchants, there aren’t a lot of online fees. However, if you make a financial transaction above the limits, a flat rate of ₹20 will apply. Overall, very few charges are on these cards, which is why it’s one of the most popular payment methods.

Online betting sites rarely charge fees on a transaction, but sometimes you’ll find the payment provider charges a fee between 1.15% and 3.5%, depending on the transaction.

Betting Sites’ Deposits and Withdrawals Limits 

While Mastercard has some limits on how much you can pay or receive in a transaction, the bookie will almost always have lower limits. Bookies limit your deposits and withdrawals, with the minimum deposit and withdrawal amount averaging $10 (₹818). You’ll find some with much lower limits, around $1(₹81) or $5 (₹409), and some with much higher limits, like $20 (₹1,636).

The maximum withdrawal is often split into daily, weekly and monthly limits, though these limits can vary depending on the bookie. Often, it’s around $30,000 (₹2,454,540) to $50,000 (₹4,090,900) per month, but it can even be unlimited.

FAQ

Here are some answers about this method.

  • Is Mastercard available on betting sites in India?

    Yes, Mastercard is a popular payment method at online betting sites in India, as it’s easy to use and has relatively low fees.

  • Do I pay fees when I gamble with Mastercard?

    Mastercard doesn’t charge fees when gambling, but you might experience a charge between 1.15% and 3.5% when you deposit or withdraw. However, the payment provider can also charge this fee separately. 

  • What’s the Mastercard minimum deposit on betting sites?

    Most betting sites require a minimum deposit of $10 (₹818), though you’ll sometimes find ones with lower limits at $5 (₹409) or higher limits at $20 (₹1,636).

Rakesh Nadkarni